Currently it is not compulsory for horse owners to take out public liability insurance, which leaves uninsured owners at great risk of being sued for substantial damage awards, should their horse injure a third party. However, this may all change soon. As a result of a racehorse assistant being badly injured after being kicked on the head at Wolverhampton Racecourse in 2005, the Claimant is in the process of suing both the insured trainer and uninsured majority owner for approximately £3m in damages. It is thought that the outcome of this case will have serious consequences within the equine arena. The trial of Kinane v Irvine is due to take place in the Birmingham High Court later this year.
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